How To Get An Accident Loan Car

While renewing your insurance policy in the past, have you ever found yourself asking, “Is the care hire option really necessary?”

If your answer was “yes”, you are not the only one. The care hire option will, of course, add an extra cost on to your insurance plan, after all.

But here is a piece of positive news that may help you to make a decision:

If you get into an accident which is not your fault, then making an insurance claim doesn’t have much to do with your own policy, and hence has just as little to do with whether or not you are covered for car hire.

Since it is the fault of the driver, it is their responsibility to provide you with a loan car while the damaged one is being repaired, and whether or not this car hire is covered by their insurance or not is really a matter of indifference from your perspective.

According to Australian Common Law, in cases where your car has been put out of commission through an accident which was not your fault, you could be legally entitled to a car loan while you wait for your car to be repaired.

And, of course, the costs of said loan are the responsibility of the at-fault party; accordingly so long as you yourself are not responsible for any accidents then the car hire option on your insurance policy is not something you need to worry about.

Get an accident loan car for free

Because you yourself aren’t at fault, there is no need for your own insurance provider to get you a loan car; actually you can apply to any insurance provider for an accident loan car.

“Get Back On The Road”, for example, is one Australia’s leading providers with respect to loan cars, having helped thousands of people in not-at-fault accidents to get around while waiting for repairs.

They can set you up with a similar car to your own, and even deliver the car to the shop or mechanic where you intend to leave your car for repairs. You also won’t need to be concerned about any high excess premiums with “Get Back On The Road” because of their zero excess policy.

When is it beneficial to opt for car hire on your insurance policy?

Obviously, if you are the at-fault party in an accident then the tables described above will turn, and you could be responsible for providing not only yourself but the other party with a loan car.

If you have the car hire option on your plan, then the cost of the loan car or cars will be covered (and you will probably be very glad for having ticked the car hire box in lieu of paying for loan cars yourself).

Any other questions regarding at-fault or not-at-fault accidents?

Need to arrange for loan cars in either scenario?

Don’t hesitate to call us today for more information.

Our rental cars are free of charge if you are not at fault in a car accident.

It is a little understood fact that if you are not responsible for a car accident you are legally entitled to a accident replacement rental vehicle, fully paid for by the at fault insurance company. Most Australian insurance companies suggest for their insurers to rent the vehicle themselves then claim the costs back. As you would fully understand the cost of renting a car can financially draining for some people to cover. Luckily the Australian industry of accident replacement vehicles has evolved to address this scenario.

Fast & easy application to ensure you get a replacement vehicle with the minimum of fuss.