Will my car be repaired or written off?

The ultimate decision is with your car insurance company in deciding whether your car will be declared a total loss or repaired, and that usually comes down to what is the cheaper option for them.

If there is a question around if your car can be repaired to a standard where it is safe to drive afterwards, you have the legal right to request an independent assessment.

Road Accident Advice

It’s illegal and a criminal offence if you don’t stop, even if the accident was not your fault.

If the driver of the other vehicle involved in the accident tries to leave the scene or doesn’t stop , then call the police immediately to report the incident.

Not At Fault Car Insurance Claim

If you have been involved in a car accident and you believe the other person was at fault, Legal Aid suggests you send a letter of demand, asking the ‘at fault’ driver to pay for your car and other associated costs.

In Which Accident Scenarios Would I Be Not At Fault?

When it comes to car insurance, liability is exclusive when it relates to a motor vehicle accident.

There are a number of situations whereby your car can be damaged through no fault of your own, ranging from hail, vandalism or even bushfire.

Damage of this nature is will be generally covered by your comprehensive car insurance policy, but you will more than likely still have to pay the excess.